Open data · verified November 12, 2026
Open data on invoice factoring rules
The state-by-state rules behind our state pages, free to download and reuse with credit. Use them in a spreadsheet, a model, an article or an app.
Downloads
| File | What it holds |
|---|---|
| State factoring rules (CSV) | 51 rows, one per state and DC, 26 columns. |
| State factoring rules (JSON, flat) | The same rows as the CSV. |
| State factoring rules (JSON, full) | Every field, including economy notes, FAQs, sources and confidence notes. |
| Federal rules (JSON) | Prompt Payment Act rate and history, Assignment of Claims, Miller Act, IRC 6323 and UCC 9-406 summaries. |
| Factoring glossary (JSON) | Every term and definition on the glossary page. |
Columns in the state file
code, state, page_url, disclosure_status, disclosure_law, disclosure_citation, disclosure_effective, disclosure_threshold, disclosure_covers_factoring, disclosure_apr_required, provider_registration, ucc_filing_office, ucc_search_url, state_agency_prompt_pay_days, state_agency_late_interest, state_agency_prompt_pay_statute, private_construction_owner_to_contractor, private_construction_contractor_to_sub, private_construction_interest, lien_preliminary_notice, lien_claim_deadline, lien_enforce_deadline, public_bond_statute, public_bond_threshold, public_bond_claim_notice, verified_on. Status values for disclosure_status: in_effect, enacted_not_yet_effective, none. Deadlines are text because the statutes are: "90 days after last furnishing" does not reduce to a number without losing the condition.
How it is built
Each state's record was researched from the statute, the Secretary of State or filing office, and the state regulator, cross-checked against reputable legal summaries, and dated. Fields we could not confirm are left empty rather than guessed, and every record lists its sources. Spot an error? Email hello@factorroute.com and we will fix it and date the change.
Live rates API
Prime, SOFR and fed funds as JSON, updated every business day from the Federal Reserve and the New York Fed:
GET https://factorroute.com/api/live?ids=PRIME,SOFR,SOFR30,FF_LOWER,FF_UPPER&history=60Each series returns its label, value, date, week-ago and month-ago readings, freshness status and source. CORS is open. See rates today for what the numbers mean for factoring, and the embeddable ticker:
<iframe src="https://factorroute.com/embed/rates?ids=PRIME,SOFR,FF_UPPER" width="100%" height="150" style="border:0" title="Rates from FactorRoute" loading="lazy"></iframe>For AI assistants
Everything here is also available through our free MCP server, and as plain text in llms.txt and llms-full.txt.
License
The state rules dataset, the federal summaries and the glossary are FactorRoute's compilation, offered under CC BY 4.0. Credit "Data: FactorRoute (factorroute.com)" with a link to this page. Rates come from the Federal Reserve and the New York Fed and remain subject to their terms. No warranty: this is general information, not legal advice. For commercial or bulk licensing, contact hello@factorroute.com.