Editorial policy
How we write about money you can’t afford to get wrong
Financing content changes what real businesses do. These rules apply to every page and tool on this site.
Answer first, plainly
Every guide opens with a direct answer to the question it targets, then shows the reasoning, the math and the exceptions. We write for owners and CFOs under pressure, so we skip jargon or define it in the glossary.
Rates are ranges, never promises
When we quote fees, advance rates or timelines, they are typical market ranges based on how factoring facilities are commonly structured. Your terms depend on your customers, invoices, volume and the funder’s underwriting. We never publish a rate as an offer.
Examples are labeled
Anything marked “Illustrative scenario” is a composite built to show how a structure works. It is not a specific client. When we publish real transactions, they will be labeled as real and shared with permission.
No invented numbers
We do not publish made-up statistics, testimonials or reviews. Where we describe a law or regulation, we keep it general and conservative and recommend professional advice for anything that depends on your contracts.
Review and updates
Every page shows when it was last updated in substance. We review core guides at least quarterly and whenever rules, market practice or our funding partners’ criteria change.
How we make money
FactorRoute may be compensated by funding partners when a facility closes. That never decides what we write or which tools we build, and the calculators work the same whether or not you apply. See our disclosures.
Corrections
Found something wrong? Email hello@factorroute.com and we will review it promptly.