Disclosures

FactorRoute is a trade name of Janover Capital LLC. FactorRoute provides educational content, free calculators and a matching service that connects businesses with independent funding partners.

Not a lender; factoring is not a loan

FactorRoute does not make loans, buy receivables or make credit decisions. Invoice factoring is a purchase of accounts receivable by a funder. Some structures described on this site, such as asset-based lines, SBA loans and purchase order financing, are offered only by licensed or qualified third parties.

Who receives your information

When you ask to be matched, we share what you submit with the funding partner whose criteria fit your request, so they can contact you. Partners make their own decisions under their own agreements.

Compensation

We may receive compensation from funding partners, typically when a facility closes. Arrangements can vary by partner. We do not charge businesses a fee to get matched.

No guarantee

Submitting information does not guarantee approval, pricing, advance rates or timing. Rates and terms shown on this site are typical market ranges for illustration only.

Commercial use only

Our services are for businesses seeking financing for business purposes. We do not arrange consumer credit.

State disclosures

Some states, including Florida and Georgia, require specific disclosures for certain commercial financing transactions. Where they apply, the funder provides them with your proposal.

Not advice

Content and tools on this site are general education and are not legal, tax, accounting or investment advice. Talk to qualified professionals about your situation.